Licensing and use
Your licensing authority, plate type and whether the work is public or private hire shape which insurers can quote.
Taxi fleet insurance
Cover for the taxis that keep earning.
Fleet insurance for private hire and hackney carriage operators running more than one licensed vehicle.
Built around your operation
One conversation. A clearer fleet policy.
Taxi work brings high mileage, long hours and paying passengers, so insurers treat it differently from ordinary business use. We look at your licensing authority, vehicle types, driver records and how the vehicles are worked before discussing the taxi fleet options available to you.
Who this cover can suit
- Private hire operators with several licensed cars
- Hackney carriage owners running multiple plates
- Operators renting vehicles to licensed drivers
- Executive and chauffeur style fleets
Cover to discuss
- Public hire or private hire use, matched to your licence
- Comprehensive, third party fire and theft or third party options
- Named driver or wider driver arrangements, subject to insurer terms
- Passenger liability as set out in the policy wording
- Vehicle additions and driver changes during the policy, subject to terms
What affects your quote
The details insurers will consider
Drivers and hours
Driver ages, licence and DVLA records, and how many hours each vehicle is on the road all affect the risk.
Mileage and area
Annual mileage, the towns or cities covered, airport work and overnight parking are all part of the picture.
Prepare for your quote
A little preparation helps us understand the risk and discuss suitable options clearly.
- A current vehicle schedule
- Driver details and licence information
- Claims history for the fleet
- Vehicle use, operating radius and overnight locations
- Your renewal date and current cover details
Request taxi fleet cover
Get a taxi fleet insurance quote.
Send us your licensed vehicles, plate types and driver details and a fleet specialist will review the risk and come back with the taxi cover available to you. Prefer to talk it through? Call 0116 464 6868, Monday to Friday, 9am to 5pm.
- Reviewed by a fleet specialist who understands licensed hire and reward work
- We tell you what insurers need before you gather paperwork
- Private hire, hackney carriage and mixed licensed fleets welcome
- No obligation to proceed with any quote
Fleet insurance questions
Useful answers before you call
What is taxi fleet insurance?+
It is an insurance arrangement covering several licensed taxi or private hire vehicles under one policy, usually with one renewal date and one point of contact for changes.
Can private hire and hackney carriage vehicles share one policy?+
Some insurers consider mixed licensed fleets. They will need the plate type, licensing authority and use of every vehicle before confirming what is possible.
How many taxis do I need for a fleet policy?+
Entry points vary between insurers, so there is no single figure across the market. Tell us how many licensed vehicles you run and we will check the routes open to you.
Are passengers covered?+
Policies written for licensed hire and reward work are designed with fare paying passengers in mind, but the exact liability cover is set by the insurer wording, which we will go through with you.
Policy terms, eligibility and cover vary by insurer. We will explain the relevant details before you decide.