Routes and radius
Local, national or wider journeys change the nature and duration of the exposure.
Haulage fleet insurance
Cover for fleets that carry the load.
Specialist support for haulage businesses, HGV operators and transport fleets working across the UK.
Built around your operation
One conversation. A clearer fleet policy.
Haulage risks extend beyond the vehicle itself. Routes, loads, driver experience, operating radius and fleet management all matter. We build a clear picture of your operation before discussing motor fleet cover and any separate business insurance needs.
Who this cover can suit
- General haulage operators
- HGV and truck fleets
- Regional and national transport businesses
- Operators with mixed commercial vehicles
Cover to discuss
- Commercial motor cover for eligible fleet vehicles
- Driving use aligned with declared operations
- Driver arrangements subject to insurer terms
- Related liability or goods cover discussed separately
What affects your quote
The details insurers will consider
Loads and contracts
The goods carried, customer contracts and use of subcontractors need careful discussion.
Fleet controls
Maintenance, driver checks, training, telematics and incident management inform the risk.
Prepare for your quote
A little preparation helps us understand the risk and discuss suitable options clearly.
- A current vehicle schedule
- Driver details and licence information
- Claims history for the fleet
- Vehicle use, operating radius and overnight locations
- Your renewal date and current cover details
Fleet insurance questions
Useful answers before you call
Does haulage fleet insurance cover goods in transit?+
Motor fleet cover does not automatically include goods in transit insurance. Tell us about the goods and contractual responsibilities so the need for separate cover can be considered.
Can trailers be included?+
Trailer cover may be available depending on the insurer and how trailers are owned or used. Include full trailer details in your fleet information.
What information helps with an HGV fleet quote?+
Prepare vehicle and trailer schedules, driver information, claims history, operating radius, load details, contracts and your fleet risk management processes.
Policy terms, eligibility and cover vary by insurer. We will explain the relevant details before you decide.