Fleet size
Insurer entry points vary, so the number and type of vehicles will guide the available options.
Small fleet insurance
Fleet cover that can grow with your business.
A focused insurance conversation for smaller businesses bringing their vehicles together.
Built around your operation
One conversation. A clearer fleet policy.
A small fleet can still involve complex driver, vehicle and business use needs. Fleet eligibility varies between insurers, so we do not assume a fixed vehicle threshold. We check your circumstances and discuss suitable routes with you.
Who this cover can suit
- Growing businesses adding vehicles
- Small groups of company cars
- Compact van or mixed fleets
- Businesses moving away from separate policies
Cover to discuss
- Multiple eligible vehicles under one arrangement
- Cover levels selected for the fleet
- Driver structures considered by the insurer
- Mid term vehicle changes subject to policy terms
What affects your quote
The details insurers will consider
Growth plans
Expected vehicle or driver changes help us understand what flexibility may be useful.
Past insurance
Current policies, claims experience and renewal dates help build a complete picture.
Prepare for your quote
A little preparation helps us understand the risk and discuss suitable options clearly.
- A current vehicle schedule
- Driver details and licence information
- Claims history for the fleet
- Vehicle use, operating radius and overnight locations
- Your renewal date and current cover details
Fleet insurance questions
Useful answers before you call
How many vehicles do I need for fleet insurance?+
There is no single answer across the market. Minimum vehicle requirements vary by insurer, which is why we start with your current fleet details.
Is small fleet insurance cheaper than separate policies?+
It can simplify administration, but price depends on the full risk. The best route is to compare the available terms and overall cover, not price alone.
Can a new business get small fleet cover?+
Some insurers may consider new ventures. They will want clear information about the business, vehicles, drivers, experience and intended use.
Policy terms, eligibility and cover vary by insurer. We will explain the relevant details before you decide.